Accounting · Part-Time CFO
Part-Time CFO Services in Dubai
A fractional CFO for growing companies — budgets and forecasts, cash flow control, KPI dashboards and board reporting, financial models for funding, and a senior voice with your bank and investors, without the cost of a full-time hire.
- Budgets & Forecasts
- Board-Ready Reporting
- Bank & Investor Support
Licensed by Dubai DET · Licence 1394564
At a glance
- Senior finance support sized to your stage
- Part-time
- Cash flow forecast, updated every month
- Rolling
- Dashboards and board packs you can present
- KPIs
- For funding, pricing and investment decisions
- Models
Senior finance thinking, sized to your stage
Growth changes the questions. It is no longer only whether the books are right, but whether you can fund the next hire, which customers actually make money, how long the cash lasts if a contract slips, and what the bank or an investor will ask to see. Most growing companies reach that point long before they can justify a full-time chief financial officer, and the owner ends up making those calls on instinct.
Smartgic gives you a part-time CFO who works from your real numbers. We build the budget and a rolling cash flow forecast, set up KPI dashboards and board reporting, model pricing, margins and funding scenarios, and support your relationship with the bank. When you raise money or sell, we prepare the financial model and data room and handle due-diligence questions — and we coordinate VAT and corporate tax planning with the specialists who file for you.
Key facts
- Senior finance support sized to your stage
- Part-time
- Cash flow forecast, updated every month
- Rolling
- Dashboards and board packs you can present
- KPIs
- For funding, pricing and investment decisions
- Models
Everything covered in CFO Services
The concrete scope our team delivers, grouped the way we actually run your file.
Planning & Cash
Where the business is heading, and whether the cash will get it there.
- Annual budget and reforecasts
- Rolling cash flow forecast
- Working capital review
- Scenario and sensitivity analysis
- Capital expenditure appraisal
Performance & Reporting
The measures that tell you how the business is really doing.
- KPI dashboard design
- Board and shareholder packs
- Margin and pricing analysis
- Customer and product profitability
- Finance process and control improvements
Funding & Stakeholders
Senior support when banks, investors or buyers are involved.
- Bank and financing relationships
- Covenant monitoring and lender reporting
- Financial models for funding rounds
- Data room and due-diligence support
- Coordination of VAT and corporate tax planning
What you gain with CFO Services
The practical difference when the work is planned and filed properly the first time.
Cash You Can See Ahead
A rolling cash flow forecast shows pinch points early, so you can chase receivables, delay spend or arrange facilities before it is urgent.
Budgets That Get Used
Your annual budget is built with your managers and compared with actuals every month, so variances turn into decisions rather than surprises.
Margins and Pricing Understood
We analyse profitability by product, customer and channel, and test pricing changes before you announce them to the market.
Clear Board Reporting
Board and shareholder packs set out KPIs, commentary and the decisions required, and arrive in time for each meeting.
Stronger Bank Relationships
Lenders get forecasts, covenant calculations and answers from someone who speaks their language, which makes facility requests and renewals easier.
Ready for Investors and Buyers
Financial models, data rooms and due-diligence answers are prepared from reconciled numbers, so the story holds up when it is tested.
A clear process, step by step
One adviser owns your file from first call to completion, and you always know which step you are on.
- 01
Diagnostic
We review your accounts, cash position, pricing, reporting and finance processes, talk to you about the next stage of growth and agree the priorities for the first months.
- 02
Foundations
We fix what the rest depends on: a reliable monthly close, a chart of accounts that supports analysis, a budget and a rolling cash flow forecast.
- 03
Monthly Rhythm
Each month we review results against budget, update the forecast and KPI dashboard, and meet you to work through the decisions the numbers point to.
- 04
Board, Bank and Investors
We prepare board packs and lender reporting, build financial models for funding rounds or acquisitions, and support due diligence alongside your legal advisers.
- 05
Review and Scale
Every quarter we review the scope with you, adding or reducing time as the business changes, and help you hire in-house finance staff when the time comes.
Who it’s for and what you’ll need
Have these ready and we can move quickly. If something is missing, we will tell you what the authority accepts instead.
When a part-time CFO makes sense
- Revenue is growing but cash always feels tight
- You are preparing to raise funding, take on debt or sell
- Your board or shareholders want regular, reliable reporting
- You have a bookkeeper or accountant but nobody looking forward
- Pricing, margin or expansion decisions are being made on instinct
Information we’ll need
- Latest financial statements and management accounts
- Bank statements and facility agreements
- Sales pipeline, key contracts and pricing
- Payroll cost and headcount plan
- Business plan or growth targets
- Shareholder agreement and cap table, if raising funds
- Access to your accounting system
Need documents attested or translated? Our document clearing team can help.
CFO Services questions
Straight answers to what clients ask us most. If yours is not here, ask us directly.
Where an accountant reports what happened, a CFO uses those numbers to plan what happens next. In practice that means budgets and cash flow forecasts, KPI dashboards and board reporting, pricing and margin analysis, financial models for funding, and managing relationships with banks and investors — delivered for a set number of days or hours each month rather than as a full-time hire.
It is agreed around your needs — typically a set allocation each month, with more time around year-end, a funding round or a bank renewal. Most engagements include a monthly review meeting and availability between meetings for urgent questions. We review the allocation each quarter so you are not paying for time you do not use.
No. The CFO can work with your existing accountant or in-house team, provided the monthly figures are reliable. If they are not, fixing the close comes first — either by strengthening your team’s process or by moving the bookkeeping to us — because forecasts and board reports built on unreconciled numbers do more harm than good.
Yes, on the finance side. We build the financial model and forecasts, prepare the information pack and data room, calculate covenants and answer the financial questions in due diligence. Funding decisions and terms are always the lender’s or investor’s, and the legal documents are handled by your lawyers.
The CFO looks at tax as part of planning: the effect of corporate tax on cash flow, whether a relief or the free zone regime could apply, how group structures and transfer pricing affect the numbers, and when VAT falls due. Detailed tax advice and filings are coordinated with the tax team or your own adviser, so decisions and filings stay consistent.
Usually when finance decisions need daily senior attention — a large team to lead, several entities, frequent funding activity or complex operations. Until then, a part-time CFO covers the strategic work without a full-time role. When you do hire, we help define the role and hand over the models, processes and history.
Related services
Most clients combine these. We run them as one engagement with a single point of contact.
Let’s plan your next move
Tell us what you are planning. An adviser will come back with the route, the documents and an itemised quote — no obligation, no pressure to commit.
Visit our office
Office 44, Floor M2, BN Complex, Deira Al Muteena, Dubai, UAE
Mon – Sat, 9:00 AM – 6:00 PM (GST)
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